The Solution to Bad Credit and Annoying Debt Has Arrived

Tired of Being in Debt?

Debt to Dollars Workbook

What If We Can Show You How to Raise Your Credit Score and Eliminate Your Debt!

You see, lots of people, just like you, are struggling with debt… and its not your fault. Entire industries are out there trying to put you further in debt. They want you to have just enough money to keep from drowning so you can make the minimum payments, but not enough to get ahead.

In fact, I was one of those people! Before The Money Professors, I was a corporate executive, struggling with debt. I actually had good income, but I didn't know how to handle it well... and I ended up over $100,000 in debt!

"There has to be a better way!" I told myself. And I was right. There was a better way. But it took me a long time to find it. After working as an economist and then working for a credit card company, I realized I should know better! So I set out to learn everything I could about money and debt. That's when I discovered the method that I used to get me where I am today.

But first, let me explain how I got into debt in the first place and why it was so important to get out. And why it really was not as easy I thought... at least not at first.

Debt Is Less About The Numbers and More About Behavior!

It seemed simple. Spend less than you earn. Use the extra money to pay off your debt and begin saving and investing. But there never seemed to be any "extra money". I couldn't spend less than I earned!

So first, I fixed the problems that got me into debt to begin with. From there, it was much easier to eliminate the debt. Then, it really was about understanding the numbers.

I paid off all of my credit card debt, my car payment and my student loans, in just a few short years - even without adding an extra dime to my monthly payments! I had everything but my mortgage gone in just a few short years - and the mortgage could have been eliminated a handful of years later (but I moved and bought another house). Leaving me all that money to use for investing, or charity, or just to have fun!

But I Wasn't Done with Debt - It Happened to Me A Second Time!

When we tried to sell our home in 2008 after we moved, we lost a ton of money! Because the value of our house dropped so rapidly, we had to borrow $100,000 on multiple credit cards just to be able to sell our home and pay off our mortgage! And I switched careers into teaching so I took a 60% pay cut on top of it... It was the most expensive financial lesson ever! Including our car, we owed $110,000! 

This Time I Did Not Have to Panic: I Knew What to Do!

I had already put a system into place the last time I was in debt and it worked. This time I took everything I learned from the last time and started again.

At first I was angry and bitter that life treated me so unfairly. We listened to our real estate agent and ended up losing so much money... right when I was changing careers and making less money. I never would have moved if I would have known this was going to happen. But I could not go back and change it now.

I wish I could tell you it was without pain or stress, but the hole I had dug was so deep that of course I had my rough moments... like when I realized I did not have enough money to buy flowers for my wife on Valentines Day! That was when I got serious.

I sat down and put a plan in place. I mapped out every single month of how much I owed, so I could see my progress and see where my strategy would take me. As a Microsoft Excel whiz, I wanted to see what the various strategies would do for me. This allowed me to choose the best path for my family. So I mapped it out.

What Mattered the Most to Me?

It is important to keep balance in our lives. I wasn't prepared to be miserable for the next 10 years, but I also didn't want to be stressed and in debt forever either. I had to make sure whatever strategy I used to get out of debt allowed me to balance three of the most important aspects of my life:


Family was important to me, as it is with most people

Debt Elimination

I needed my debt to go down so I could see my progress

Cash on Hand

I wanted to have cash on hand for everyday spending as well

So What Was My Approach?

  • I needed to see a clear path to success.
    I was tired of hearing promises and reading about 'methods' that could work in theory. I needed something that would work. My situation was getting too desperate for me to... well... be desperate.
  • I needed a strategy that I knew would work.
    The strategies use basic math and the power of compounding. But instead of interest compounding AGAINST you – which is what happens with debt – I used the strategies to make compounding work for me so I could eliminate debt in the quickest way possible.
  • I needed to be able to convince my wife the plan was effective.
    It's one thing to decide what you want to do and how you are going to get there. It is quite another thing to convince your spouse to go along with it too. I knew that I had to be able to show her what the plan would look like, step-by-step so she would agree to do it with me.

Imagine Giving Yourself a 40% Pay Raise...

That's what happens when you take all the money you had been spending on debt and put it back into your own pocket. It's the same amount of spending money as getting a 40% pay raise!

What sounds better? 30 years from now you can have all of your debt paid off including your mortgage, but you just made it – and haven’t had time to invest….. or in that same time have your mortgage long since paid off AND have $500,000 in your investments to show for it... without spending an extra money!

What About a Guaranteed  15% Return on Your Money...

When you use money to pay down credit card debt, you are effectively getting the same return as if you invested that money for the same interest rate. Even better when you consider that the money is tax free.

Wouldn't it be nice if you actually had someone, say a college professor, show you the best strategies to eliminate your debt? And then show you exactly what it would look like each month?

And what if he also showed you how you could turn those dollars wasted on debt into actual wealth for yourself and your family? I don't mean by using some "weird trick" or questionably ethical or semi-legal approach to debt or investments... I mean showing you how to use a basic strategy to eliminate your debt so you have extra money to put in your 401K at work. Nothing fancy... just effective.

So what is the SOLUTION to debt?

Turn Your Debt Into Dollars Workbook

Just getting the workbook alone would be worth the price. There is nothing like it out there. You learn all the best DebtorADE™ strategies for eliminating debt and get the best practical tips to improve your credit score...

The workbook is worth way more than I would ever be willing to charge. After all, we want you to get out of debt... not into more of it. The DebtorADE™ strategies in the Turn Your Debt into Dollars workbook are the best tools to see a clear path for paying off your debt.

  1. Ten minutes of your time: It takes only ten (10) minutes to organize your debts in the best possible order.
  2. Motivational results: You will see how long it will take to pay off each debt, how much interest you will pay on each debt and how much interest you will save based on each strategy!
  3. Gain insight to beat the system: You will learn our 10-step process to eliminating debt and creating wealth AND you will get a detailed explanation of the various debt elimination strategies that are part of our trademarked and proven DebtorADE™ system.
Debt to Dollars Workbook

Here is what you get:

Turn Your Debt into Dollars Workbook

  • The complete 10-step method to raising your credit score, paying off your debt and improving your life
  • Practical tips to increase your credit score
  • All four DebtorADE™ strategies explained in detail with examples
  • Illustrations of how your debt will be turned into wealth instead of draining your income​

Get Your Copy Turn Your Debt Into Dollars!

The way we see it – if you are at the point where you are fed up with being broke all the time, the last thing you want is another debt elimination system that keeps you just as broke for the next 10 years just to pay it off. That is why you will definitely want to check out the DebtorADE™ 50 Percent System. Or if you really want to go after this debt then the DebtorADE™ 50 Percent Plus System is for you. You just pick a system that works for you and begin tracking your debt elimination month by month.

Debt to Dollars Workbook

Only $47 $12

100% Satisfaction Guaranteed


Bill Pratt, The Money Professors
Bill Pratt
Creator of the DebtorADE™ System and author of multiple books including Turn Your Debt into Dollars

About the Author

Bill Pratt is a college professor teaching business, marketing and finance. He is passionate about showing others how to succeed personally and professionally.

After working as an Economist for the IRS (yes, those guys) and as a VP for Citigroup (in their Credit Card division), he went on to write a few books on personal finance, including a textbook. He joined up with a couple other finance professors and they created The Money Professors as a way to advance financial education and help real people understand money.

This is NOT a Get Rich Program - It's Basic Math... With a Strategy

There are no tricks involved in the DebtorADE strategy. It's simple about understanding that retailers and bankers are playing a game - and they are winning! Why? Because nobody told you that you were part of this game. And they certainly didn't tell you the rules. Meanwhile, the businesses are practicing and studying the best ways to get you to spend. They know the game, they know the rules and they get to practice and train. Until now, you didn't have a chance.

Once you learn the psychology of debt and the basic rules of the game, then you can start to play the right way. You can start winning too! Then, by seeing a month-by-month breakdown of how much you owe on each debt and you get to watch the amount you owe go down every month you will be able to see that the end of your debt is possible. You will actually have hope and be able to see the finish line!

Designed and Tested by College Professors

We are not a fly-by-night team throwing together some product to make a few dollars. The Money Professors has been around for years, and our team are actual college professors who teach business and finance. These strategies are part of what we teach in the classroom, at seminars and in workshops. These strategies work! The workbook strategies have been under development for years as we have utilized and refined these strategies in our own lives as well as in the classroom.

Advantages vs Disadvantages

Don't get me wrong... The DebtorADE™system is not for everyone. Just those who really want to get out of debt the right way. We put together a list of why we think you would want to use our strategy and a list of why you may not want to...

Why You Want It

  • You will have more money to spend every month
  • You will have less stress which will make you happier and more productive
  • You will have a much more comfortable retirement
  • You will control your money instead of letting it control you
  • Your marriage/relationships will be better since you won't be fighting about money anymore

Why You Don't Want It

  • You won't be able to use the excuse "I don't have any money" anymore
  • You will have more energy than you know what to do with
  • You won't be participating in recessions anymore since you will be debt-free
  • Your credit score score will be so high that your friends may be jealous
  • You will actually have to have real conversations with your spouse since you won't be fighting all the time
Debt to Dollars Workbook

What You Get With Our Special Offer

  • Want to know what credit really is and how it is used? Page 15
  • Want to know the most important aspect of the credit score? Page 21
  • Want to know why you should have a credit card? Page 27
  • The best approach to paying off debt? Fully explained on Page 53
  • Want to be out of debt in just a few short years? Page 77
  • You can ask to have your credit score re-aged! Page 29
  • Why is getting out of debt so important? Page 38
  • A simple ten step process to eliminate debt, and build wealth. Starts on Page 47
  • Want to pay off debt without having to live like you are broke? Page 75
  • Turn your current debt payments into millions of dollars by the time you retire! Page 86

ONLY $47 $12

100% Satisfaction Guaranteed


100% Satisfaction Guarantee

You are fully protected by our 100% Satisfaction-Guarantee. If in the next 30 days you don't find useful tips to raise your credit score and/or see a realistic strategy that will help you eliminate debt, just let us know and we'll send you a prompt refund.

Bill Pratt Signature

P.S.: You have nothing to lose (except your debt)! If you start on the program for just a few months and decide to quit, you will have still saved thousands of dollars of interest over the life of you loans.

P.P.S.: This price-break will not last forever! The workbook is worth $47. We are practically giving it away during a limited time because we are looking for testimonials and feedback from you! Don't miss out...

Yes, I want to start getting out of debt now!

ONLY $47 $12